Gluckrich Capital


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About us





Apps



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objective



To carry on the business of investment and credit company (mainly Non-Banking Financial services as permitted by the Reserve bank of India) including providing long term finance or otherwise, to any person or persons, individual, company, corporations, body corporate, societies, firms, or associations of person or otherwise with or without interest and with or without any security



business model



Our Business Model is focused on using experienced personnel, state of art infrastructure and technology to make informed loan decisions and minimize delinquencies to be able to lower average cost of funds and in turn pass on the benefits to its borrower base. We strive to grow our business many fold over next few years using our own capital, internal accruals, future investments and debt from banks/other leading NBFCs. We will focus on improving its credit rating on continuous basis, such that it is also able to reach a stage, where we can invite foreign investments and access Bond Markets to fund our growth capital



technology



In addition to relying on the experienced Board and Management team, we plans to deploy a robust, state-of-the-art technology framework that operates in a seamless way and allows people and businesses from across the country to access our personalised credit solutions



Social



The Indian banking and financial sector has contributed significantly to the economic growth of the country by supporting the credit requirements of individuals and businesses alike. However, there still exists a large segment of business ventures and individuals who still lack access to quality credit solutions mostly due to their inability to match the credit requirements demanded by the banking institutions or their geographical placement that prevents them from accessing financial services offered by lending institutions. Nonetheless, the new entrants to the lending sector in India i.e. the Non-Banking Financial Companies (NBFCs) have noticeably redefined the manner in which credit is disbursed to MSMEs and individuals in India. NBFCs entered the Indian market almost a decade ago, and have been extending affordable and innovative financial solutions



Marketing



We have developed unique products and service range across multiple Target Market Segments to differentiate with the competitions and deliver higher than average returns while maintaining low level of delinquencies



Gluckrich Capital



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